Perez v. Discover Bank

Payments to approved claimants were either sent by check or were emailed via EpiqPay on November 27, 2024. Those who elected for a digital payment need to use the EpiqPay email they received to choose their payment method. This is a legitimate email. If your payment was subject to backup withholding, your payment was sent via check regardless of your payment election. All payments greater than $600 are considered taxable income. Additional information related to these payments will be found here.

If you were a recipient of Deferred Action for Childhood Arrivals (“DACA”) when you applied for a student loan, personal loan, or home loan from Discover between July 22, 2018, and February 29, 2024, you could get a cash payment from this class action settlement.

Individuals with DACA status who sought and were denied loans (the “Plaintiffs”) from Discover Bank (“Discover”) sued Discover under federal civil rights law (Section 1981 of the Civil Rights Act of 1866) and California civil rights law (the Unruh Civil Rights Act), alleging that Discover discriminated against them because of their alienage and immigration status by denying them loans or extending them loans only after they met Discover’s requirement to have a U.S. citizen or permanent resident co-signer. The Plaintiffs and Discover have now settled this lawsuit. As part of the settlement, Discover will change its lending practices for its student loan, personal loan, and home loan lines of business to make credit available to current and valid DACA recipients on terms comparable to U.S. citizens. Discover will also make cash payments to certain DACA recipients who were denied credit from Discover or received credit only after meeting Discover’s requirement to have a U.S. citizen or permanent resident co-signer.

• If you live anywhere in the United States other than California, you may be eligible for a cash payment of up to $250. If you live in California, you may be eligible for a cash payment of up to $2,500.
• You received a notice because Discover’s records have identified you as a potential DACA recipient who sought a student loan, personal loan, or home loan from Discover and was denied (or approved with a co-signer who was a U.S. citizen or permanent resident) due to your immigration status between July 22, 2018, and February 29, 2024. Because Discover’s records do not identify which applicants had or have DACA, you must establish your eligibility to be a Class Member and receive payment.
• Your rights and options, and the deadlines to exercise them, are explained on this website.
• La información en español está disponible aquí. Tambien puede contactar al Administrador de Conciliación por correo electrónico a info@LendingSettlementDACA.com o por correo postal a la dirección en la página Contáctenos.
• Your legal rights may be affected whether you act or don’t act.

Your legal rights are affected even if you do nothing. Review this website carefully.

Your Legal Rights and Options in This Lawsuit

Submit a Claim and be Prepared to Demonstrate Your Eligibility	The deadline to submit a claim and demonstrate your eligibility passed on July 11, 2024.
Do Nothing	If you do nothing, you will not receive any payment and will not be able to sue Discover separately about the same legal claims in this lawsuit.
Exclude Yourself	The deadline to exclude yourself passed on July 11, 2024.
Object	The deadline to object yourself passed on July 11, 2024.

The Court in charge of this case granted Final Approval to the Settlement. Payments to Class Members who submitted Claim Forms, as described above, will be made after appeals, if any, are resolved.

These rights and options—and the deadlines to exercise them—are explained further in the Notice and on the Frequently Asked Questions page of this website.